Student Loan Borrowers

Students should carefully consider their options before taking out student loans. While federal student loans can be a valuable investment in your future, it's wise to explore all alternatives like grants, scholarships and even part-time jobs that allow you to earn money while studying. If loans are necessary, understand that you'll repay every dollar borrowed with interest.

Borrow Smart from the Start (also available in Spanish) is your go-to guide for making smart borrowing choices, managing debt and planning for a financially secure future. Quick tips, clear advice — just what every student needs to borrow smart from the start!