Financial Education News

June is here! The season of sunshine, road trips and well-earned getaways. But this year, let’s give vacation a smart twist. Instead of coming home to credit card bills and budget regret, imagine returning refreshed and financially confident. June is your chance to explore, unwind and make memories, without losing sight of your goals. With a little planning and a lot of intention, you can enjoy every moment of summer while keeping your wallet happy. Because the best trips aren’t just unforgettable, they’re affordable too. Set a Realistic Vacation Budget Start with a clear number. Review your monthly income, bills ...

Finding someone that you want to spend your life with is a wonderful feeling. However, the excitement that comes with planning your future can cause you to overlook key lifestyle differences, especially when it comes to how each of you approaches money. OKMM understands this challenge and is here to help. Explore these financial literacy conversation starters to help you connect with your partner. Financial Transparency - Share all financial information openly — income, debts, credit scores, spending habits, even financial anxieties.Why sharing financial information matters: Secrecy around money is one of the top predictors of relationship conflict.What this looks like: Review credit ...

It's never a good feeling when you realize you've missed a financial deadline or lost an important document. However, with a little bit of effort and organization, you can avoid these situations. Consider these tips to help you get your finances organized and keep them that way: Create a Budget: First and foremost, it's essential to create a budget. This will help you keep track of your income and expenses, and ensure that you have enough money for everything you need. Start by listing all your income sources and your regular expenses, such as rent, utilities and groceries. Then, factor in ...